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- Credit History - |
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The best way for lenders to decide if you are a safe person to lend money to is to see how you have performed financially in the past. Your credit history is, as the name suggests, a record of missed payments and late payments but also of well-managed loans, credit cards, bill payments and hire purchase agreements. It is measured in years, so a time of poor credit in the distant past might not show up on a recent scan. Your credit history is held by credit reference agencies, who can be used only with your consent, usually when you request credit of some sort.
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Use our layman jargon buster to decipher other key industry terminology.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
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| Think carefully before securing other debts against your home. Your home may be reposessed if you do not keep up repayments on your mortgage or any other debt secured on it. Loans secured on your home. |
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Licensed credit broker authorised by the Office of Fair Trading. Registered members of CFB, FISA, FSA, Data Protection Act 1984 |
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| Processing by LL Processing (UK) LTD, Intec 4, Wade Road, Basingstoke RG24 8NE |
© 2007 LoanLine - Credit History |
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