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- Personal Loan - |
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A personal loan is a loan at the smaller end of the spectrum (typically with a limit of £25,000), where the borrower's income and credit score are used to decide whether or not to accept the loan application. Personal loans cannot be used to fund a business and are in the name of the borrower, for domestic products and services or holidays and such like. Personal loans are usually unsecured, but secured personal loans are available to homeowners, particularly those with a poor credit history. The advertised APR can be affected by the applicant's income, risk and other factors, which is why the rate is usually advertised as a "typical APR".
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Use our layman jargon buster to decipher other key industry terminology.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
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| Think carefully before securing other debts against your home. Your home may be reposessed if you do not keep up repayments on your mortgage or any other debt secured on it. Loans secured on your home. |
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Licensed credit broker authorised by the Office of Fair Trading. Registered members of CFB, FISA, FSA, Data Protection Act 1984 |
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© 2007 LoanLine - Personal Loan |
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